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Frequently Asked Questions

Popular Questions

Popular Questions

All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:

  • Stable employment: Minimum employment at current job of 3 months
  • Repayment Ability: Minimum monthly income of HK$8,000

Submit the following documents during the application process:

  • HKID Copy
  • Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)

Additional documentation if necessary:

  • Commission Based Salary: Minimum recent 3 months of Income Proof
  • Real Estate Industry: Minimum recent 6 months of Income Proof
  • Residential address proof

*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit https://m.wolaidai.com

Application evaluations are subjected to a complete analysis of your current financial situation, including your income stability, repayment records, financial score and other details. We evaluate situations on a case by case basis and may exempt certain requirements.

Application Process can be as simple as:

  1. Apply online
  2. Upload documents
  3. Instant approval^
  4. Verification and disbursement

^Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case

Please contact us via our Customer Service hotline at (852) 3590 6396

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Service hours

Monday to Friday, 9am-8pm

SME loans

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Monday to Friday, 9am-8pm

Loan Calculator
Loan Amont
HK $
Tenor
6
Tenor
Monthly Repayment
HK $
838
~
HK $
894
Remark
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Important notice
WeLend will not request any personal information from customers through third parties and WeLend does not have any other official website. If you suspect you received fraudulent call or messages, or are directed to a fake WeLend website, please do not disclose any information, and contact us immediately via WhatsApp 3706 9120 to verify the sender and the message. You may also report it to the police.