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A.I. identity verification, no additional documents 5. Instant application and approval. Prompt disbursement 3! Master Everything by A.I. Predictions
Loan Amount
$0
@24-Months Tenor
All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:
Submit the following documents during the application process:
Additional documentation if necessary:
*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit https://m.wolaidai.com
WeLend provides loan amounts from HK$5,000 to HK$1,500,000. A flexible repayment schedule is also available, ranging from 3 to 84 months. The maximum loan amount is determined by your financial background; including credit score, monthly income, occupation and financial situation.
Application Process can be as simple as:
^Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case
To track your application status and records, simply login at https://member.welend.hk/en/users/sign_in or call our CS Hotline 3590 6396.
WeLend is a purely online operated lending platform, offering seamless lending services with low operating costs. Meanwhile, many brick-and-mortar banks and financial institutions have additional costs from maintaining retail operations.
Traditional banks and other financial institutions often promote "instant approval loan " or "online instant approval loan ". Most people choose a loan plan based on the approval process time if they have urgent funding needs.
However, these claims may not always be true. There are many limitations in a loan approval process, so it may not be as "instant" as advertised.
Limitation on application
One limitation is the requirement to apply in person and submit additional documents. Traditional banks often require personal visits to their branches to submit address and income proof, and also conduct identity checks. Operating hours are usually similar to normal working hours, which is inconvenient. If you apply during non-working hours, it is hard to reach out to relevant customer service representative to answer questions immediately.
Limitation on approval
Another challenge is the time needed to review and approve the documentation. Traditional banks typically require a significant amount of documentation, and the internal approval process could take several weeks.
Limitation on mobile loan APP
Many traditional banks and other financial institutions have launched applications on mobile devices, claiming that applications can be processed instantly through the mobile app. However, some mobile apps are just used to collect personal information for the application instead of giving instant loan approval and instant disbursement.
Only WeLend A.I. provides you with instant approval and cash delivery
WeLend A.I. technology can truly provide you with a fast and efficient loan approval experience. 24/7 online loan application with simple personal information are required. WeLend provides No Doc Loan#^^. A.I. can simplify loan application process and provide instant loan approval#. Without branches or handling fee, identity verification can be done online through facial recognition technology. WeLend A.I. offers a quicker and more accurate results compared to manual approval result ##. Deposit will be made instantly via Faster Payment System (FPS) once the contract is signed and documents are verified online*.WeLend A.I. offers a fair quotation and repayment schedule based on the individual's personal information, credit score, and loan history. Same-day loan application, same-day cash delivery!
The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case.
^^WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances
## Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.
*The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
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